Zero Cap Funding was founded by Abdo Samaan. Before this he was a mechanical engineer in aviation. In between, he personally walked more than 300 entrepreneurs through 0% funding rounds and saw exactly which applications banks approve and which ones they turn down.
Abdo Samaan, Founder
Not a founding story written backwards from a pitch deck. This is the order it happened in.
Abdo trained and worked as a mechanical engineer in aviation, where the order you do things in decides whether the thing works. Nothing about that career was pointing toward business credit.
He did not set out to work in funding. He ended up at one of the largest business funding firms in the United States as a Customer Success Manager, sitting between entrepreneurs and the banks deciding whether to approve them.
He personally walked more than 300 entrepreneurs through 0% funding rounds of $50,000 to $250,000. The part that matters is not the approvals. It is that he watched the denials too, at volume, and learned which detail on which application caused them.
He left to build the version he thought the client deserved: a dedicated specialist from the first call through to the repayment plan instead of a call floor, and a fee you can see before you commit.
What that means for you. Most people arranging your funding round are learning on your application. Abdo did that learning across 300+ rounds before Zero Cap Funding existed, which is why the firm starts from what already works instead of finding out on your credit profile.
More than it sounds like.
A 0% funding round is a sequencing problem, not a paperwork problem. Which issuer you approach first. How many inquiries land inside which window. Where your utilization sits when the next application goes in. What happens on the day the intro period ends.
Get the order wrong and the same profile that could have raised six figures gets three denials instead.
Engineering is where Abdo learned to treat that as a system with an order to it. The 300+ rounds are where he learned what the order actually is.
There is a version of this business that funds anyone with a pulse and then steers them into whatever pays the referral. We built the other one.
No trading bots, no get rich quick programs, no partner offers we quietly get paid to send you into. The capital goes into your own business, and that is the only place we ever suggest it should go.
Not every business should take this on, and not every profile will get the limits that make it worth doing. When that is the case we say so on the first call, before anything is submitted anywhere.
You know exactly what this costs and how we are paid before you sign anything. No fee that appears later, no percentage you find out about at the end. If the number does not work for you, you walk away having lost nothing but the call.
See how much 0% interest funding your business can access. It only takes a couple of minutes and won't affect your credit. Results vary by credit profile, income and existing accounts.
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