Earn 30% Commission for Life · Join Our Affiliate Program
Learn MoreStop letting net-60 invoices and payroll timing cap your growth. Get the capital to hire your team, front client ad spend and scale your pipeline, with 0% interest and no equity given up.
As seen on:
Industry figures: typical agency client payment terms and Meta ad-cost benchmarks (2025).
The bottleneck to your growth usually isn't demand. It's the timing of cash.
You won the client but can't staff up fast enough to deliver the work.
Payroll is due before your clients pay their invoices.
You're floating tens of thousands in client ad spend on your own cards.
Your growth is capped by cash flow, not by demand.
Imagine removing that handbrake entirely.
This isn't money to sit on. It's capital you deploy into the exact levers that grow an agency.
Bring on account managers, media buyers and creatives before the retainer lands, so you can say yes to bigger clients instead of turning them away.
Make payroll and pay vendors now while your clients pay on net-30, 60 or 90. Stop letting slow invoices dictate your growth.
Float client media budgets without maxing your own cards or starving your operations of cash.
Fund the ads, outreach and content that keep your pipeline full instead of relying on referrals alone.
Staff up and onboard a major account without the cash crunch that usually comes with rapid growth.
Cover your software stack, a bigger office, or an acqui-hire to level up capacity and win larger accounts.
Agencies run on people and recurring revenue, with high margins and no inventory. That's exactly the profile where cheap, fast capital pays off.
Recurring contracts make your income easy to forecast, so deploying capital and planning the payback is low-risk.
You have no inventory to pledge and you shouldn't hand over a slice of the agency you built. This funding needs neither.
Funding lands in days, so you can staff up for a new account and scale the lead gen you already know works.
No interest during the intro window and no cut of your billings, so the profit on every retainer stays with you.
This is a revolving line, not a lump-sum loan. You draw what you need and only pay back what you actually use.
Once you're funded we don't disappear. Our team helps you deploy it, with guidance on marketing and hiring that no lender provides.
The same capital to hire ahead of revenue and scale, without the high fees, your clients getting chased for payment, or being left on your own after the money lands.
| Features | Best value | Bank / SBA loan | Invoice factoring | Cash advance | Credit cards |
|---|---|---|---|---|---|
| Cost of capital | 0% intro | 7 to 12% APR | 1 to 5% / month | 40%+ factor | 20 to 30% APR |
| Repay only what you spend | |||||
| We never contact your clients | |||||
| No collateral required | |||||
| Funded in days, not months | |||||
| Access up to $250K | Varies | Capped to invoices | Limited | Low limits | |
| Post-funding support |
Invoice factoring collects from your clients directly. We never touch that relationship, and we keep helping you after you are funded.
No mountains of paperwork. No months of waiting.
Answer a few quick questions. A soft check shows what you can access, with no impact on your credit.
We structure 0% interest funding around your agency and walk you through every option, no guesswork.
Put the capital to work in your team and pipeline, and grow without the cash-flow handbrake.
See how much 0% interest funding your agency can access. It only takes a couple of minutes and won't affect your credit.
Trusted by entrepreneurs and featured on Yahoo Finance, Business Insider and AP News.
